Finance Worldwide

for Agri-Entrepreneurship

moderated by Lisette van Benthum

Farmers who produce for the market need financing to maintain and improve their agricultural production. Banks in developing countries are looking for business investment opportunities. But what is needed to match the interests of farmers and bankers?

The AgriProFocus online platform Finance for Agri-Entrepreneurship has almost 400 followers. You can join us today by using the subscribe button in the upper right corner. 

Below you will find the most popular and most recent discussions, publications and news items, while on the left you will find Resources with useful websites and publications, Toolkit links to various agricultural finance tools and an overview of past and future Finance Fairs in the countries where AgriProFocus is active.

Join today and start sharing, discussing and learning with us!


Posted By in AgriProFocus Netherlands
Posted 21 July 2017 at 01:21

Why is it so difficult for African farmers to have access to loans?

Check the study on Finance for Smallholders and the workshops held in different country networks

together with NpM Platform for Inclusive Finance and the Food & Business Knowledge Platform

Josien Sluijs, director of NpM, Platform for Inclusive Finance:

“Why is it so difficult for African farmers to have access to loans? If farmers are organised in formal groups, it is much easier for a financial institution to give a loan. The study ‘Finance for Smallholders’, carried out together with AgriProFocus and funded by the Food & Business Knowledge Platform gives insights. The study provides 14 models in Ethiopia, Mali, Rwanda and Uganda, in which NpM or AgriProFocus have managed to successfully finance farmers. AgriProFocus networks in Kenya, Uganda, Tanzania, Benin and Mali, in cooperation with NpM, organised expert meetings to discuss the outcomes of the research. The meetings included a broad delegation of farming organiz

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MUWANGUZI SAMUEL All i think is that they are more worried    of the negative outputs of the loans


4 days 12 hours ago

Anne Marie Kortleve

I can imagine MUWANGUZI SAMUEL When I read the overall conclusion of the participants of the workshops I see there is an urgent need for appropriate, flexible and timely financial services tailored to the production cycle of small farmers and that government support is needed through a regulatory framework and stimulation of innovation and finally that donors and investors are to take a facilitating role, also supporting innovation, partnership and high risk investments. Do you agree or do you ahve other suggestions?

1 day 21 hours ago

Akibodé Djodji

in Mali this formidable work was restored by

The workshop to share the results of the study entitled "FINANCES FOR SMALL PRODUCERS - RISK MANAGEMENT OPPORTUNITIES BETWEEN FINANCIAL INSTITUTIONS AND PRODUCER ORGANIZATIONS"

1 day 17 hours ago

Akibodé Djodji Nous restons convaincus que les résultats de ses études serviront de base à l'amélioration des différentes politiques et stratégies de facilitation d'accès au crédit des petits producteurs agricoles.  Vous pouvez suivre la vidéo de l'atelier de restitution de l'étude en cliquant sur ce lien  https://agriprofocus.com/post/587cac31a93f251491aac11a        MERCI, on est ensemble

1 day 17 hours ago

Posted By in AgriProFocus Uganda
Posted 20 July 2017 at 06:45

Agricultural finance fair 2017 - Kabale

 “I am a potato farmer and have been having a challenge of accessing good seed, however during this event i have had access and got contacts of good quality seed producers. Thank you Agriprofocus and partners of this event.” - Tumukunde Annet, a female farmer.  

On the 12th and 13th of July 2017, AgriProFocus in partnership with SNV, Bank of Uganda, Trias, AMFUI, ISSD, IFDC, aBi Finance, GIZ, LADA, Excel Hort, Kabale Traders Association, Reign Business Development Agency (REBDA), KAZADI and Uganda National Seed Potato Association held an Agribusiness fair in the Kigez region covering (Kabale, Kisoro, Kanungu, Rukungiri, Rukiga and Rubanda) Districts. The event under the theme; Investment in New Technologies for Increased Market –Oriented Production was organised with an overall objective of facilitating a platform for building business & market linkages and between farmer entrepreneurs and Agribusiness Development Services provide

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Anne Marie Kortleve Thanks for the great overview Jacob! Do you have a picture as well, would love to see how it looked :)

4 days 21 hours ago

Posted By in AgriProFocus Netherlands
Posted 19 July 2017 at 06:12

Responsible agriculture finance for smallholder farmers in Tanzania and Uganda

Published by Mastercard Foundation; RAF Learning Lab, June 20th, 2017, text from Food and Business Knowledge Platform

This report (PDF), commissioned by the MasterCard Foundation, analyses input credit for smallholder farmers in Tanzania and Uganda. Agricultural inputs (either cash or in-kind) are provided on credit and the farmer reimburses the provider after harvest. Input credit products for farmers in Tanzania and Uganda are often ‘bundled’ with other compulsory services and fees. As a result, smallholder farmers may not fully understand the pricing structure and compulsory nature of bundled credit products, and may be taking on more risk than they can handle. It appears there may be a number of smallholder farmers who are indeed struggling to comprehend input credit bundles and the associated relatively high but variable risks of input credit. The objective of the study was to improve The MasterCard Found

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Posted By in Emplois et Appels a Propositions
Posted 11 July 2017 at 08:05

Euromena Awards 2017

C'est un concours organisé par Euromena Consulting pour récompenser l’innovation africaine. Une opportunité de levée de fonds pour les starts-up ( 10 000€ à partager pour les 3 premiers lauréats), une opportunité de renforcer ses capacités ( accompagnement personnalisé des équipes Euromena durant 6 mois pour le vainqueur).

CRITÈRES D'ÉLIGIBILITÉ :

* Etre une start-up implantée en Afrique;

* Avoir un projet défini, déjà opérationnel ou en cours de lancement à caractère innovant et offrant un bénéfice à la société africaine.

DÉLAI DE FIN DE DÉPÔT DES CANDIDATURES : 22 OCTOBRE 2017


Vous trouverez toutes les informations concernant les Awards ainsi que la procédure d’inscription sur le site internet : https://euromenaconsulting.com/euromena-awards-2/?lang=fr

Akibodé Djodji Merci pour ce partage , une belle opportunité pour les entrepreneurs.

1 week 6 days ago

jul
12

Agribusiness Finance Fair - Kabaale

Event posted by in AgriProFocus Uganda
  12 July 2017 to 13 July 2017 - All Day Event
  Kabaale

Agribusiness Finance Fair 2017 - Kabaale 

AgriProFocus in partnership with SNV, GIZ, The Hunger Project, Bank of Uganda, Solidaridad Network, Trias, AMFUI, ISSD, PELUM Uganda, IFDC, Caritas Kabale, LADA, Excel Hort, Kabale Traders Association, Reign Business Development Agency (REBDA), KAZADI, A2N, Uganda Industrial Research Institute, Uganda National Seed Potato Association, among others are organizing a regional Agribusiness fair focusing on horticulture with an overall objective of facilitating a platform for building business & market linkages and brokering deals between farmer entrepreneurs and Agribusiness Development Services providers including insurance companies for increased agribusiness investment, improved agricultural production and productivity and influencing an enabling environment.




Posted By in AgriProFocus Mali
Posted 28 June 2017 at 10:34

COFINA : La mésofinance en 10 questions

1 : Quelle est la signification de la mésofinance?

Entre secteur bancaire classique et univers de la microfinance, la mésofinance est la 3ème voie de la finance.Les institutions de mésofinance apportent des solutions à valeur ajoutée pour combler le « missing middle » ou chaînon manquant qui existe entre les banques traditionnelles et les institutions de microfinance.

2 : L’exercice de la méso finance nécessite-il un agrément ?

Pour officier en qualité de banque ou d’institution financière non bancaire, il faut un agrément délivré par une Banque Centrale, autorité de régulation du secteur bancaire et financier.

Il n’existe pas d’agrément spécifique pour évoluer dans la mésofinance. Cependant, pour opérer en toute légalité, une institution financière devra être reconnue par les autorités réglementaires et rattachée soit à la réglementation bancaire ou là celle de la microfinance.

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Posted By in AgriProFocus Benin
Posted 27 June 2017 at 07:53

4th edition of AGRIFINANCES  

In headline of the magazine ''Wonders of Soil'' you will find the 4th edition of AGRIFINANCES (English version). 

Click here to download the file 


Posted By in Finance Worldwide
Posted 26 June 2017 at 07:20

Expanding access to finance for smallholders one lease at a time

New research from Financial Sector Deepening Africa (FSDA) and Nathan Associates highlights agricultural lease finance as a way to expand access to finance for smallholders, allowing for greater mechanization of agriculture in sub-Saharan Africa. This blog summarizes some of the key opportunities and barriers to uptake and usage of lease finance - concluding with the recommendation of a potential fund that would help share the initial costs of agricultural equipment.

To read the blog, please follow this link

To access the full research, please follow this link

Posted By in Finance Worldwide
Posted 26 June 2017 at 07:12

Webinar recording: Agricultural Leasing; expanding access to finance for smallholders

Duration: 1 hour 17 minutes

Description: Making Finance Work for Africa (MFW4A), Financial Sector Deepening Africa (FSD – Africa), and Nathan Associates are pleased to present a webinar based on, Agricultural Leasing in sub-Saharan Africa.

Although leasing is a growing form of asset finance in African markets, its use in agriculture remains a nascent concept. Why is this the case? How could leasing help to bridge the finance gap in the sector and ultimately improve rural livelihoods? More specifically, what role can Development Finance Institutions (DFIs) play in expanding agricultural leasing in order to support much-needed growth in the African agriculture sector ?

The webinar took place on 31 May 2017 and discussed these issues, based on a recent market study undertaken by Nathan Associates in Ethiopia, Ghana, Kenya, Mozambique, Nigeria, Tanzania, Uganda and Zambia. The webinar was recorded and

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Simeon Lumbe great research!

3 weeks 3 days ago

Posted By in Finance Worldwide
Posted 26 June 2017 at 06:50

Dutch fintech, FACTS, scales up activities in East Africa

providing much needed working capital to established small and medium sized enterprises (SMEs) in East Africa

FACTS helps fast growing SMEs in East Africa manage the timing of liquidity: getting paid when goods are delivered instead of waiting for client payment, which can take up to 60 to 90 days. Their product is called Supply Chain Finance: a new concept in Africa, addressing the “missing middle” not served by banks or microfinancing institutions. FACTS established a firm basis in this field over the past 18 months, supported by management investments and institutions such as the Dutch Good Growth Fund, ICCO Investments and SEAF, and is now ready to scale up.

For the full article, follow this link.  

Posted By in Acces aux Services Financiers Bénin
Posted 16 June 2017 at 09:55

4ème édition Salon Agricole et Financier "AgriFinances" 

Veuillez trouver ci joint le rapport et de documentaire synyhèse de la 4ème édition du salon agricole et financier "AgriFinancier".  




abdoulaye keita La caravane sera une bonne opportunités pour nous les jeunes malien de mieux comprendre la terre et la bonne stratégie de l'agriculture 

1 month 6 days ago

Akibodé Djodji Très bonne vidéo,nous l'avons dégusté avec délice et énormément de plaisir.Que d’apprentissage et d'infos utiles. Nous souhaitons très bonne continuation à toute cette formidable équipe et membres du réseau AgriProFocus Bénin

1 month 2 days ago

Abel HOUANDEKON Félicitatiion 

1 week 1 day ago

HOUNKONNOU Ignace V. En avant le salon pour la promotion des jeunes producteurs

19 hours 24 min ago

Posted By in AgriProFocus Netherlands
Posted 1 June 2017 at 12:57

World Bank Group – WBG-NL Partnership “Food for All”

Article by Food & Business Knowledge Platform

In May 2015, the Netherlands and the World Bank Group signed a “Food for All” Partnership agreement (Memorandum of Understanding) to increase knowledge, support job creation, and secure the long-term sustainability of agriculture in developing countries. “Food for All’’ brings together the World Bank Group and civil society, academia, government, private sector, and other stakeholders from the Netherlands.

The agreement focuses on strengthening collaboration in key strategic areas such as food, nutrition and health; inclusive and sustainable agricultural growth with a focus on pro-poor value chains and market transformations that better link farmers to markets; and ecologically sustainable food systems for climate-smart, resilient agriculture.

The aim is to match cutting-edge Dutch technical expertise and private sector innovation with programs and investments by the World Bank and

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Posted By in AgriProFocus Kenya
Posted 31 May 2017 at 03:48

“SMS solutions can be like information falling from the sky”- AgriFin Accelerate Reverse Hackathon 

AgriFIn Accelerate seeks to address the inclusion gap for smallholder farmers (SHF) who lack access to affordable, accessible, demand-driven financial products and services that drive higher productivity and income for farm families.

To further this discussion, AgriFin Accelerate organised the reverse hackathon workshop on 26th May 2017 to share and ideate on high-level insights from reverse hackathon held earlier in the week with 12 leading digital information service (DIS) providers from across the region around future development of DIS for farmers.

The reverse hackathon, took the approach that working with existing solutions - it is possible to meet farmers needs who are the end users of the DIS. The hackathon used a human centred design, a process that started with the needs of the farmers, in order to come up with solutions that suit their needs.

Key question to DIS

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Posted By in AgriProFocus Uganda
Posted 30 May 2017 at 06:58

Uganda Gets Shs652 Billion for Rural Agriculture Financing

The International Fund for Agriculture Development (IFAD) on Tuesday announced that Uganda had been allocated $168 million (about Shs651.6 billion) for rural transformation through agriculture. The allocation is aimed at enabling rural farmers to access long term loans for agricultural practice.

The fund, which has a duration of seven years, is being administered under the IFAD arrangement called the Project for Financial Inclusion in Rural Areas. In Uganda the project is being implemented by the ministry of Finance and it entered into force in November 2014.

In an interview with Daily Monitor at Speke Resort Munyonyo on Tuesday at the official opening the fourth Regional Conference on Implementation of Rural Agriculture Transformation, with the theme financial inclusion, IFAD regional director of Eastern and Southern Africa Division, Mr Sana F.K. Jatta, said IFAD has 45 ongoing projects in 22 countries in the region with the total portf

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Posted By in AgriProFocus Uganda
Posted 29 May 2017 at 06:49

Northern Region Agribusiness Finance Fair - In Pictures. 

On the 26th and 27th of April 2017 AgriProFocus Uganda Innovation Communities on Access to Finance and Youth In Agribusiness (SNV, GIZ AGRUFIN) in collaboration with, the Northern Uganda partners; Technoserve, AVSI, Save the Children, Smart up, Action Aid, BOSCO – Uganda, WPDI-Gulu, NUYDC-LABRA, PELUM, YALI organized a two day Agribusiness Fair. It was intended to facilitate platforms for building business & market, brokering deals between youth Agri-preneurs and financial services providers and other value chain actors for improved agricultural production and productivity. 

You can view the entire event in Pictures.   

Click here for more information about the event.


may
31

WEBINAR - AGRICULTURAL LEASING: EXPANDING ACCESS TO FINANCE

Event posted by in AgriProFocus Kenya
  31 May 2017, 16:00-17:30
  Web based

SAVE the date! Webinar -Making Finance Work for Africa 

Agricultural Leasing: expanding access to finance for smallholders

DATE: 31 MAY 2017

TIME: 16:00 HRS

Making Finance Work for Africa (MFW4A), Financial Sector Deepening Africa (FSD – Africa) and Nathan Associates are pleased to present a webinar based on, Agricultural Leasing in sub-Saharan Africa.

Although leasing is a growing form of asset finance in African markets, its use in agriculture remains a nascent concept. Why is this the case? How could leasing help to bridge the finance gap in the sector and ultimately improve rural livelihoods? More specifically, what role can Development Finance Institutions (DFIs) play in expanding agricultural leasing in order to support much-needed growth in the African agriculture sector? 

If  you are looking to have a better understanding of leasing and its relevance to growth in the African agriculture sector,  register here

The webinar will discuss agricultural leasing in Sub-Saharan Africa based on a recent study undertaken by Nat

... Read more


Posted By in AgriProFocus Tanzania
Posted 15 May 2017 at 08:11

TADB AND TAHA TRANSFORMING HORTICULTURE SECTOR IN TANZANIA

In efforts to promote and support transformation of agriculture from subsistence to commercial undertaking, the Tanzania Agricultural Development Bank (TADB) and the Tanzania Horticultural Association (TAHA) are in the process to develop partnership to safeguard horticultural industry.

The Bank wants to address limited financing challenges that face horticultural industry in the country mainly by addressing issues such as commodity trading, high interest rates, short-term loan maturities and rigid repayment terms without flexibility to accommodate the seasonal and/or cyclical nature of agriculture.

As an apex private sector association, TAHA has been actively engaging with government institutions and agencies, Development Partners, Private Sector companies and platforms, regional and international bodies in its strategy to promote inclusive industry growth and sustainability and advocacy for the growth and competitiveness of the hort

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Posted By in AgriProFocus Myanmar
Posted 12 May 2017 at 08:15

Would you lend your money to a farmer in Myanmar?

"10 million farmers in Myanmar's rice region Ayarwaddy often lack capital to buy input products such as seeds, pesticides, and machinery. Input's necessary to continue and improve food production in Myanmar. On top of that the region is struggling with a heavy rate of urbanisation: The youth is leaving the country side for a better perspective in Yangon. In order to compensate for this labor loss, farmers need to invest in machinery."

The issue
At the moment it is very difficult for the financial industry to provide loans and insurances to farmers.
The reasons
  1. It is unknown what specifc financial products farmers actually need
  2. There is no data to develop credit risk assessment models to evaluate the risks of lending to farmers or groups of farmers. Therefore it's difficult to assess the exact product structure and pricing
  3. Financial institutes deal with high transaction costs to provide loans and insurances to remote farmers
So what can mobile te

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Posted By in AgriProFocus Netherlands
Posted 11 May 2017 at 10:28

Digitizing Value Chain Finance for Smallholder Farmers

24 April 2017, Max Mattern


CGAP notes in a recently released publication, “Digitizing Value Chain Finance for Smallholders,” innovations in digital financial services offer an unprecedented opportunity to extend the reach of value chain finance. By increasing the information available on smallholders’ financial and agricultural lives and reducing transaction costs, these services have the potential to provide excluded smallholder segments with a range of products and services designed to increase productivity, manage risk, and access new markets. For example, aggregation and analysis of digital data related to sales, payments, and seasonality of cash flows among value chain actors promise to overcome barriers to providing credit not only to smallholders, but also to the traders, processors, and retailers that serve them. At the same time, branchless banking and the rise of mobile devices are making payments to and from small

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Posted By in AgriProFocus Netherlands
Posted 11 May 2017 at 10:18

Mystery Shopping for Digital Financial Services

Michelle Kaffenberger, Danielle Sobol, 19 April 2017

Mystery shopping is a tool used externally by market research companies, watchdog organizations, or internally by companies themselves to measure quality of service, or compliance with regulation, or to gather specific information about products and services. The mystery consumer's specific identity and purpose are generally not known by the establishment being evaluated.
Mystery shoppers perform specific tasks such as purchasing a product, asking questions, registering complaints or behaving in a certain way, and then provide detailed reports or feedback about their experiences.

In a mystery shopping study in Zambia, most shoppers were able to register for a digital financial services account without showing the necessary identification. These shoppers were able to bypass over-the-counter transaction limits. And most agents who quoted transaction fees to shoppers told shoppers the wrong amoun

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