Farmers who produce for the market need financing to maintain and improve their agricultural production. Banks in developing countries are looking for business investment opportunities. But what is needed to match the interests of farmers and bankers?
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Below you will find the most popular and most recent discussions, publications and news items, while on the left you will find Resources with useful websites and publications, Toolkit links to various agricultural finance tools and an overview of past and future Finance Fairs in the countries where AgriProFocus is active.
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Social impact investor Oikocredit continues to surpass the sector average for outreach to female microfinance clients, according to indicators published today in Oikocredit's Social and Environmental Performance Report 2017.
In 2017 almost 90% of clients reached by the microfinance organisations in which Oikocredit invests are women. This compares to an average of 70% for the sector as reported in the latest Symbiotics MIV Survey1, which presents sector data for 2016.
Oikocredit also surpassed the sector average for outreach to female microfinance clients in 2014, 2015 and 2016 when comparing year-on-year with the Symbiotics data for the same period2.
The latest report shows how Oikocredit used over € 980 million to finance almost 750 organisations in 2017, reaching 36 million financial inclusion clients and over half a million farmers.
Oikocredit also saw gains in its renewable energy indicators.... Read more
RAF Learning Lab Partners, AgDevCo and Opportunity International, are committed to investing in women’s empowerment across smallholder and rural communities in sub-Saharan Africa. Join this webinar to learn how organizations such as AgDevCo and Opportunity International, are integrating both business and social goals to empower women in smallholder finance.
“Romance without Finance has no chance” This quote from Rodger Frank founder of innovara captured the mood and theme of the SNV Partners day event. To me the quote explains why young people have shunned away from agriculture. From the era of our grandparents, agriculture in Africa was considered what Dr. Akinwumi Adesina calls a social sector. It was only good for keeping the family going as children were encouraged to go to school work hard get job probably in the City in order to save the family from poverty. This thinking contributed greatly to the state of affairs in the Agriculture sector.
Young people including myself deserve a better life hence the fear of engaging in what has been termed non productive social sector -Agriculture , we have to make money to sustain a family otherwise we are condemned to eternal agony of poverty. Therefore, for young people to b... Read more
Bonjour à tous, je suis à la recherche d'opportunités de partenariat/actionnariat ou formation et ou de financement de mon projet d'installation d'une unité de production de bio-pesticide et d'engrais biologiques au Mali.
Les amis interessés peuvent me guider ou prendre contact avec moi, merci.
Meru Farmers Fair organized by a Farmers led platform JUWAME, ACT, Fert and AgriProFocus Tanzania will take place in November from 1st to 3rd. This edition of the fair will provide a platform for farmers and various service providers to meet learn and establish business linkages aimed at increasing the productivity of agriculture in Meru District.
The theme is: Sustainable Agriculture for the development of Industries.
More information will follow soon. Stay Tuned
Maonesho ya wakulima Meru yanaandaliwa na jukwaa la wakulima wa Meru (JUWAME), ACT, Fert na mtandao wa AgriProFocus Tanzania. Maonesho haya yatafanyika kuanzia tarehe 1-3 Novemba 2018. Awamu hin ya maonesho haya yanatazaniwa kuwakutanisha wakulima na atoa huduma mbalimbali wa kilimo na mifugo ili kuboresha uzalishaji wa kilimi wilayani Meru.
Kauli Mbinu: Kilimo Endelevu kwa maendeleo ya viwanda.
Taarifa zaidi zitafuata hivi karibuni.... Read more
The Global SME Finance Awards will recognize outstanding achievements of financial institutions and fintech companies in delivering exceptional products and services to their SME clients.
In the last year, if your institution has successfully launched an innovative product or service for SME clients, achieved remarkable results in providing finance to SMEs, or is an innovator in digital financial services, submit your nomination in these categories (each institution can be considered for up to two categories). Winners will be announced at the Global SME Finance Forum 2018 in Madrid.
- Product Innovation of the Year
- SME Bank of the Year
- Responsible Digital Innovator of the Year
Deadline for submission: 23 July 2018
Reach: What is the number of MSMEs served/financed and volume of fina... Read more
“Reaching the Informal: the Role of Finance in Improving the Growth and Productivity of SMEs”
The conference will showcase unique perspectives of industry leaders, rich experiences of successful practitioners, and the impactful financial innovations that contribute to improved access to financing for many micro, small and medium sized enterprises from around the world. Under the theme “Reaching the Informal: the Role of Finance in Improving the Growth and Productivity of SMEs”, the forum will explore how innovation in technology, regulation and partnerships can help overcome various informality problems, and open up a far larger market for profitable, sustainable, responsible financial services.
Furthermore, the winners of the Global SME Finance Awards - that recognize outstanding achievements of financial institutions and fintech companies in delivering innovative products and services to their SME clients - will be announced during the event! The deadline for submission of nom... Read more
A unique opportunity to learn from ten years of experience and innovations in inclusive insurance!
International Training Centre of the ILO • Turin, Italy
The ILO’s Impact Insurance Academy is a unique opportunity to learn from the ten years of experience and innovations in inclusive insurance facilitated by the ILO’s Impact Insurance Facility.
By combining plenary sessions with specific electives by the choice of participants, participative activities, case studies and intensive discussions, the Academy offers a dynamic learning environment for participants and experts from all over the world to discuss ways of developing inclusive insurance.
The Impact Insurance Academy targets mid-to senior-level insurance practitioners exploring and setting up inclusive insurance programmes in their organizations. Regulatory and supervisory authorities willing to support inclusive and responsible insurance in their countries are also invited to attend. The Academy is also tailored fo... Read more
The transition towards a circular economy is expected to generate multiple economic, social and environmental benefits. Financiers play an important role in accelerating this transition by facilitating finance for businesses and projects applying circular economy business models.
In December 2014 the FinanCE working group was founded by PGGM and brought together a group of organizations related to the world of finance that were interested in the transition to a more circular economy. The group was supported by the Ellen MacArthur Foundation.
For this publication the FinanCE members ABN AMRO, ING and Rabobank sought active support and feedback from all FinanCE Working Group Members. The overarching goal is to create and stimulate a common understanding of circular economy finance.
This common understanding will accelerate financing and investing in c... Read more
The e-MFP Summer 2018 Newsletter is now out with:
* Update on the call for applications for the €100,000 European Microfinance Award on Financial Inclusion Through Technology;
* Past Awards revisited;
* Offsite Session - our joint event with the Financial Inclusion Forum UK;
* Save the Date for European Microfinance Week 2018;
* What Role can Microfinance Play in Increasing Access to Affordable Clean Energy?;
* Focus on the Responsible Inclusive Finance Facility in Southeast Asia (RIFF-SEA);
* 100 Smart Certifications - a Milestone for Responsible Inclusive Finance;
* A look at the new study 'Critical Capital for African Agri-food SMEs';
* Updates from our Action Groups
* plus all the latest news and activities from e-MFP and its members complete the edition.
Read the online version here
Read the pdf here
The Center for International Forestry Research (CIFOR) envisions a more equitable world where forestry and landscapes enhance the environment and well-being for all. CIFOR is a non-profit, scientific institution that conducts research on the most pressing challenges of forest and landscape management around the world. Using a global, multidisciplinary approach, we aim to improve human well-being, protect the environment, and increase equity. To do so, we conduct innovative research, develop partners’ capacity, and actively engage in dialogue with all stakeholders to inform policies and practices that affect forests and people. CIFOR is a CGIAR Research Center, and leads the CGIAR Research Program on Forests, Trees and Agroforestry (FTA). Our headquarters are in Bogor, Indonesia, with offices in Nairobi, Kenya, Yaoundé, Cameroon, and Lima, Peru.
The primary responsibilities of this Senior Scientist position a... Read more
The ILO’s Social Finance Programme is inviting proposals from financial institutions in Indonesia and the Philippines that aim to implement an integrated risk-management solution for low-income households and/or small enterprises. The objective is to test risk-management solutions that combine savings, credit, insurance, and risk prevention. The ILO seeks partners for whom improving customers’ ability to manage risks is a strategic priority and who have the potential to leverage technology to scale the innovations quickly and achieve sustainability, while improving customers and shareholder value.
We are looking for partners that are interested in implementing innovations in the following areas:
* Bundling a range of financial services that improve consumers’ ability to manage risk
* Developing risk management solutions that supplement existing social pro... Read more
Interesting article by CGAP about a recent survey which shows that a/o funders are prioritizing countries where women are more financially excluded and that funder support has not resulted in much progress in addressing the gender gap. And quoting a blog post by Mayada El-Zoghbi suggesting that perhaps the financial inclusion community has prioritized the wrong barriers. Access to credit may be a need for many women, but funders encouraging FSPs to offer this service may just not be the answer. There are other reasons why women remain financially excluded, such as social and cultural norms, as well as policy and regulation. It is perhaps time for funders to also focus on these issues to achieve meaningful progress.
Digital bulk payments have the potential to connect millions of poor farmers to digital financial services. This report from CGAP and UNCDF recounts UNCDF's efforts to digitize payments to coffee farmers in Uganda, where just 29 percent of adults actively used mobile money in 2014. It shares lessons for donors, financial services providers and agricultural firms that are interested in digitizing agricultural value chains.
Digital financial services are transforming the world's financial sectors. At the heart of this transformation is the rise of digital payments services like mobile money, through which nearly any individual or business can send or receive money in real time for almost any purpose and from nearly anywhere in the country - an inclusive payment ecosystem. While much has been written about the success of mobile money in Kenya, little is known about other African countries' experiences. What lessons do these markets hold for other countries seeking to build inclusive payments ecosystems? In a new publication, CGAP follows the journeys of Tanzania, where 60 percent of adults have used mobile money in the past year, and Ghana, which is today one of Africa's fastest growing mobile money markets. READ MORE
During Foodfirst Conference - 1st June - at Rabobank Utrecht
Organised by: AgriProFocus, ICCO, Rabobank Foundation
Frank Bakx (Rabobank Foundation) presented the results of the study Critical Capital for African Agri-Food SMEs that reviewed demand and supply of risk capital for agrifood SMEs in Sub-Sahara Africa, based on field studies in Kenya, Tanzania, Zambia and Mali
Hans Docter: Director for Sustainable Economic Development at Ministry of Foreign Affairs, the Netherlands
Laura Smeets: Investment Director at BiD Network Foundation
Jaap Jan Verboom : CEO at Truvalu
Sean Patrick: Founder and Food Innovator at Green Banana
Demand for and supply of risk capital do not match! Entrepreneurs in the SME agri-food sector in Sub-Sahara Africa have a high demand for capital injections between 150 and 250K USD. Private equity and venture capital provider... Read more
Government must improve public spending on agriculture, implement policies and regulations, build and strengthen the current institutions if the country is to realise its agricultural output potential, a new World Bank report has recommended.
The report titled “Closing the potential performance divide in Ugandan agriculture” says weak public institutions for promoting agricultural productivity at the level of small farms, inefficiencies in public expenditures and implementation of regulation and policies remain some of the biggest issues affecting the agricultural sector.
Launching the report in Kampala yesterday, the World Bank country manager, Ms Christina Malmberg Calvo, said government must get its priorities right if the sector is to achieve the desired targets.
Ms Calvo said the issues of fake inputs, low investments in the agricultural sector and other challenges must be addressed. She called for a deliberate move for commercialisati... Read more
SALON DU FINANCEMENT DE L'AGRICULTURE 2018:
21-22-23 Juin 2018 à l’hôtel du Cinquantenaire de Sikasso
Organisation des conférences thématiques (3 conférences thématiques d’une demi-journée chacune) liées aux questions brulantes du financement de l’Agriculture et sur des pratiques innovantes pour faciliter le financement de l’entreprenariat rural et la résilience Climatique
Entre 150 et 200 participants par conférence vont échanger sur les expériences de financement de l’agriculture au Mali, les innovations, le risque et la gestion de risque
According to expert reports, agriculture sector in Africa is the least productive in the world. Small-scale and subsistence farmers, pastoralists, and fishermen produce most of the food consumed in this region, yet they continue to face a number of challenges. Lack of capital for investment contributes significantly to the lowering of small scale farmers’ productivity levels.
How can formal financial institutions provide agricultural credit that meets the unique demands of the entire agricultural?
“Agriculture in African countries is massively under-funded”.
1. Financial inclusion and innovation in Agriculture· Inclusive investment
2. Value chain financing· Building competitive commercial Value Chains
3.Doing Successful Agribusiness in Africa· 1) Enabling farmers to think like business people 2) Important Business initiatives and skills
4.Public-private partnerships· 1) Source of le... Read more
When Mable Namubiru took out a bank loan of Shs25m, part of her plan was to go into agriculture. She wanted to supplement her income in the formal job as an environmental assessment officer at National Environment Management Authority (Nema).
With the money, she bought six acres of land in Kapeeka, Semuto, in Luwero District, located about 70 kilometres from Kampala. She planted eucalyptus trees on two and a half acres and a banana plantation on the same land size.
She set up a poultry project and planted vegetables such as onions, tomatoes, green pepper and eggplants on the remaining acre of land. Namubiru has been a farmer for two years and like many corporate employees, she has learnt the hard way. When she started out, she recounts managing her farm projects via the phone. This had its hard lessons, for example employees would call her and peddle lies of sick chicks just to get money from her. She would send mobile money.
She star... Read more