Seven international social lending institutions have announced the launch of the Council on Smallholder Agricultural Finance (CSAF), an industry council focused on creating a thriving, sustainable and transparent financial market to serve the financing needs of small and growing agricultural businesses in low- and middle-income countries worldwide.
The alliance of social lending institutions, also referred to as impact-first agricultural lenders, was formally launched at the 11th Skoll World Forum on Social Entrepreneurship, and will convene regularly to exchange learning, identify best practices and develop industry standards.
The founding members of CSAF include Alterfin, Oikocredit, Rabobank’s Rabo Rural Fund, responsAbility Investments AG, Root Capital, the Shared Interest Society and Triodos Investment Management.
For more information click here
This manual argues that guarantee facilities can be a useful instrument to promote SMME’s finance, directly and indirectly through microfinance institutions’ refinance if certain standards are observed. The manual aims to provide clear guidance on how to set up and run a credit guarantee scheme, taking into account both positive and negative experience from the past. It also sets out guidelines for a reasonable public sector involvement that strictly limits risks for public budgets and avoids distortions of competition.
For the full manual click here.
By: Douette, A., Lesaffre, D., Siebeke, R.
Senior bankers from Burkina Faso and Mali traveled last month to Senegal to learn from Crédit Mutuel du Sénégal’s (CMS) experience in using the Agricultural Loan Evaluation System (ALES) to assess its SME clients. In French, the system is called Programme d'évaluation des crédits (PEC) and was originally developed by the Frankfurt School of Finance & Management and is currently being utilized in a number of countries including Senegal, Tajikistan, Ukraine, and Turkey.
Seven bankers specializing in risk management and agricultural SME lending from Faîtière des Caisses Populaires du Burkina (FCPB) and Banque Nationale de Développement Agricole (BNDA) from Mali joined the Study Tour facilitated by the Frankfurt School and AgriFin to learn about the tool’s application in CMS.
ALES is an agricultural scoring tool, supporting financial institutions to conduct reliable risk evaluations of agricultural credit applications. You may find additional information and the r... Read more
This course is designed to provide learners with an overview of the critical concepts of climate finance as well as tangible best practices for scaling-up international climate finance to address mitigation and adaptation activities in developing countries.
When: 2014 May 19 - June 13 - 4 to 5 hours per week during 3 weeks
Apply before may 12 through the link at the bottom of this message.
Specifically, this course provides relevant background, practical knowledge and ‘how-to’ skills in order to:
This course is organized into 3 Modules. Module 1 offers an introduction and i... Read more
Scholarships for student field missions in developing countries
1st Call for Applications – 2014
We invite Bachelor and Master Students enrolled at universities in the European Union who plan to conduct a field mission on the topic of financial inclusion to participate in the “University Meets Microfinance” (UMM) – Scholarships Program. The field mission can be either:
UMM Scholarships Program for Field Research & Internships:
The UMM Scholarships Program offers scholarships to support student field experiences on topics related to financial inclusion. Scholarships of up to 1500 EUR are granted to Bachelor and Master Students enrolled at universities in the European Union who plan to conduct internships and/or field research in developing countries. The s... Read more
The second Global Financial Development Report seeks to contribute to the evolving debate on financial inclusion. It follows the inaugural 2013 Global Financial Development Report, which re-examined the state’s role in fi nance following the global financial crisis. Both reports seek to avoid simplistic views, and instead take a nuanced approach to financial sector policy based on a synthesis of new evidence.
This 2014 Global Financial Development Report contributes new data and research that helps fill some of the gaps in knowledge about financial inclusion. It also draws on existing insights and experience to contribute to the policy discussion on this critical development issue.
Click here for the full report.
The guides listed below explain how to help farmers strengthen five skill sets to successfully engage with markets. The documents, developed by CRS, are in their first year of beta testing.
The idea for the series came from a review of farmer groups in three countries on three continents. The review explored what made some farmer groups more succesful in engaging with markets than others. It also asked farmers which skills they needed support to develop. The guides were created through the support of 130 practitioners from 19 organizations and 12 countries. The manuals have been prepared for use by development facilitators, field extension agents and community leaders working with poor rural communities.
- Introduction to the five skills for rural development
- Skills farmers need for organizing and managing groups
- Field agent guide: savings and internal lending communities
- Natural Resource Management: Tools for planning and implementing participatory NRM projects
- Marketi... Read more
En Novembre 2013, le Agri-Hub Bénin a organisé un Salon Agri-Finance au Bénin. Pendant le Salon entre autres les sujets suivants ont été abordés:
* Expériences agri-finances – les succès et échecs
* Contexte de l'agri-finance au Bénin
* L'éducation financière des producteurs
* Financement de la chaîne de valeur agricole
* Assurance agricole
* L'agriculture contractuelle
Un rapport complet, en français, peut être trouvé ici.
In November 2013 the Agri-Hub Benin organised a Finance Fair in Benin. During the fair a/o the following subjects were discussed in panels:
* Agri-Finance Experiences - successes and failures
* Context of Agri Finance in Benin
* Financial education of producers
* Agri value chain finance
* contract farming
A full report, in French, can be found here.
Capacity.org just published its 47th issue which is entirely devoted to the subject:
Be sure to read the on-line version through this link.
Capacity.org issue 47 features the following articles:
Catalysing private sector investments
Heinz Greijn(Editor-in-Chief, Capacity.org), Rem Neefjes(Country director, SNV Nepal), Piet Visser(Senior value chain development advisor, SNV Nepal), Paulos Desalegn(Economic development advisor, SNV Ethiopia)
Voucher grant schemes to promote innovation
Giel Ton(Development economist, Agricultural Economics Research Institute, Wageningen University and Research Centre, the Netherlands)
Smart subsidies and Value Chain Development - Kickstarting seed markets in Tanzania
Jimmy Ebong(Private sector development consultant, Match Maker Associates Ltd, Arusha, Tanzania), Peniel Uliwa(Managing partner, Match Maker Associates Ltd, Arusha, Tanzania)
Risk-compensating grants in Afghanistan - Resolving t... Read more
From the Agrifin Newsletter:
"Due to a high demand for practical ‘how to’ knowledge on agriculture finance, AgriFin is introducing an agricultural lending Tools Corner. The Tools Corner contains an assortment of lending tools, such as:
* a crop cost template,
* marketing strategies,
* agricultural lending guidelines,
* a smallholder producer application form,
* product sheets,
* among other things.
These tools are designed to help agriculture lenders consider how to best develop their operations. As a first step, we have collaborated with USAID to categorize and streamline its toolkit “Lending to the Agriculture Sector” to make it more user-friendly and easily accessible to interested bankers.
The Tools Corner is built for the community of agriculture finance practitioners globally. Since it is purely a collaborative effort, we would like to invite you to share your tools with us as we build a library of resources on agricultural lending. Through our partnerships with various institut... Read more
LinkEd, the development finance e-learning platform of Frankfurt School of Finance & Management has designed high-quality e-learning courses tailored to financial practitioners worldwide:
Frankfurt School delivers applicable content that will help to achieve personal career objectives and that will make an impact on the bottom line of institutions of the participants. The 6-month part-time certification courses match individual schedules. It is up to the participant when and where to study. This allows balancing a busy workload and family obligations with an intellectually stimulating programme.
What do the courses offer?
This briefing note, officially launched at the 8th International Microinsurance Conference in Dar es Salaam, Tanzania, on November 8, 2012, presents the summary of the findings of the upcoming Landscape of Microinsurance in Africa 2012 publication. The study provides up-to-date data on micro-insurance providers, products, distribution channels, and market trends for 39 African countries and includes a high level overview of regulatory developments.
The study has accomplished several objectives: the description of recent trends in microinsurance on the continent; the identification of the gaps in access to microinsurance, and the identification of key bottlenecks to the development of a viable and sustainable micro-insurance sector in Africa.
The most striking finding is that microinsurance coverage in Africa has grown tremendously over the past few years. The prior 2010 Africa Landscape study identified a total of 14.7 million lives and properties covered by microinsurance in 32 countr... Read more
Fair & Sustainable Advisory Services frequently receives requests from Social Investment Funds looking for new investment opportunities with a social impact in development countries. Are you involved in a Social Business currently in need of an investment in the form of a loan, guarantee or equity investment? Inform us by e-mail and let’s find out if we can link you to one of the Social Investment Funds in our network.
Currently we are looking for investment opportunities in businesses which:
Inform us by e-mail upon which we will send you an intake form. The filled-out intake form will be reviewed by us and, if considered promising by us, it will be introduced to the appropriate Social Investment Funds.
Does the above apply to you? Send a short e-mail, indicating the nature of your business, your... Read more
Co-Funding NGO’s nowadays do not hesitate to invest in production cooperatives and companies in developing countries to stimulate economic development. It is the aim of these NGO’s that farmers take over the NGO’s responsibility as shareholder in the company in the future. Funding NGO’s and companies both acknowledge that in reality it is difficult to create the right understanding with farmers on their role as a shareholder: executing and assuring the long term objectives of a company. In practice it therefore too seldom happens that farmers successfully assume the role of shareholder in the company.
Read about the results of this discussion through this link.
We received multiple contributions on our e-discussion platform regarding ‘Shareholding by Farmers’ during week 1. A summary of all information & comments shared you will find on our platform shareholdingbyfarmers.mixxt.com. Becoming a member will cost you only one minute and gives you access to the summary and all contributions and background information shared.
Parallel to the continuing discussion on Shareholding by Farmers we will start a discussion on Alternative Models this week on the same platform.
For now; become a member, read the summary and continue to discuss the new challenges indicated at the bottom of the summary! Suggestions on alternative models are welcome as well.
Lisette & Renske.
Fair & Sustainable Advisory Services
Platform open for discussion !
Shareholding by Farmers
Explore business models for small scale farmers
To kick-off the discussion we invited Koert Jansen from Triodos Bank and Ian Barney of Twin to present their views on Shareholding by Farmers.
Fair & Sustainable Advisory Services
Shareholding by Farmers
Explore business models for small scale farmers
Is shareholding by farmers the right solution for securing farmers’ interests in enterprises? Share your experiences, your opinion or learn about this important Inclusive Business topic on our global platform. Join now !
The discussion will run 2 weeks, starting this Thursday, May 10. But you can subscribe already today. All you need to do is to become a member of our discussion-platform here.
Lisette van Benthum & Renske Franken
Fair & Sustainable Advisory Services
Please find below a link to A CGAp publication concerning Consumer Protection and Branchless Banking.
As branchless banking for low-income customers establishes itself onto the financial landscape in countries like Brazil, Kenya, and the Philippines, its implications on financial consumer protection are emerging. A recent CGAP Focus Note, Protecting Branchless Banking Consumers: Policy Objectives and Regulatory Options, sheds light on the risks to consumer protection posed by branchless banking that regulators and consumer advocates should be aware of.
Lisette van Benthum
The Agence Française de Développement (AFD), the Bill & Melinda Gates Foundation and the World Bank co-host an international Marketplace on Innovative Financial Solutions for Development (2010 MIF) to be held in Paris on March, 4-5 2010 to the conference center of la Cité des Sciences et de l’Industrie (la Villette), Paris, France. The 2010 MIF, seeks to garner and highlight fresh ideas on the use of innovative financing mechanisms to solve development challenges at local, country, regional, or global levels, with the goal that successful innovations may be scaled up and replicated. It is dedicated to smart, fine-tuned, innovative financial mechanisms formobilizing, channelling, and spending funds for development issues. The conference will invite to knowledge sharing by a wide range of practitioners and policy makers from developed and developing countries involved in development finance, including established and emerging donors, financial institutions (banks, asset managers,…),... Read more