Finance

Posted By in AgriProFocus Uganda
Posted yesterday at 06:45

Agricultural finance fair 2017 - Kabale

 “I am a potato farmer and have been having a challenge of accessing good seed, however during this event i have had access and got contacts of good quality seed producers. Thank you Agriprofocus and partners of this event.” - Tumukunde Annet, a female farmer.  

On the 12th and 13th of July 2017, AgriProFocus in partnership with SNV, Bank of Uganda, Trias, AMFUI, ISSD, IFDC, aBi Finance, GIZ, LADA, Excel Hort, Kabale Traders Association, Reign Business Development Agency (REBDA), KAZADI and Uganda National Seed Potato Association held an Agribusiness fair in the Kigez region covering (Kabale, Kisoro, Kanungu, Rukungiri, Rukiga and Rubanda) Districts. The event under the theme; Investment in New Technologies for Increased Market –Oriented Production was organised with an overall objective of facilitating a platform for building business & market linkages and between farmer entrepreneurs and Agribusiness Development Services provide

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Anne Marie Kortleve Thanks for the great overview Jacob! Do you have a picture as well, would love to see how it looked :)

3 hours 43 min ago

Posted By in AgriProFocus Netherlands
Posted 19 July 2017 at 06:12

Responsible agriculture finance for smallholder farmers in Tanzania and Uganda

Published by Mastercard Foundation; RAF Learning Lab, June 20th, 2017, text from Food and Business Knowledge Platform

This report (PDF), commissioned by the MasterCard Foundation, analyses input credit for smallholder farmers in Tanzania and Uganda. Agricultural inputs (either cash or in-kind) are provided on credit and the farmer reimburses the provider after harvest. Input credit products for farmers in Tanzania and Uganda are often ‘bundled’ with other compulsory services and fees. As a result, smallholder farmers may not fully understand the pricing structure and compulsory nature of bundled credit products, and may be taking on more risk than they can handle. It appears there may be a number of smallholder farmers who are indeed struggling to comprehend input credit bundles and the associated relatively high but variable risks of input credit. The objective of the study was to improve The MasterCard Found

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jul
12

Agribusiness Finance Fair - Kabaale

Event posted by in AgriProFocus Uganda
  12 July 2017 to 13 July 2017 - All Day Event
  Kabaale

Agribusiness Finance Fair 2017 - Kabaale 

AgriProFocus in partnership with SNV, GIZ, The Hunger Project, Bank of Uganda, Solidaridad Network, Trias, AMFUI, ISSD, PELUM Uganda, IFDC, Caritas Kabale, LADA, Excel Hort, Kabale Traders Association, Reign Business Development Agency (REBDA), KAZADI, A2N, Uganda Industrial Research Institute, Uganda National Seed Potato Association, among others are organizing a regional Agribusiness fair focusing on horticulture with an overall objective of facilitating a platform for building business & market linkages and brokering deals between farmer entrepreneurs and Agribusiness Development Services providers including insurance companies for increased agribusiness investment, improved agricultural production and productivity and influencing an enabling environment.




Posted By in AgriProFocus Mali
Posted 28 June 2017 at 10:34

COFINA : La mésofinance en 10 questions

1 : Quelle est la signification de la mésofinance?

Entre secteur bancaire classique et univers de la microfinance, la mésofinance est la 3ème voie de la finance.Les institutions de mésofinance apportent des solutions à valeur ajoutée pour combler le « missing middle » ou chaînon manquant qui existe entre les banques traditionnelles et les institutions de microfinance.

2 : L’exercice de la méso finance nécessite-il un agrément ?

Pour officier en qualité de banque ou d’institution financière non bancaire, il faut un agrément délivré par une Banque Centrale, autorité de régulation du secteur bancaire et financier.

Il n’existe pas d’agrément spécifique pour évoluer dans la mésofinance. Cependant, pour opérer en toute légalité, une institution financière devra être reconnue par les autorités réglementaires et rattachée soit à la réglementation bancaire ou là celle de la microfinance.

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Posted By in AgriProFocus Benin
Posted 27 June 2017 at 07:53

4th edition of AGRIFINANCES  

In headline of the magazine ''Wonders of Soil'' you will find the 4th edition of AGRIFINANCES (English version). 

Click here to download the file 


Posted By in Finance Worldwide
Posted 26 June 2017 at 07:20

Expanding access to finance for smallholders one lease at a time

New research from Financial Sector Deepening Africa (FSDA) and Nathan Associates highlights agricultural lease finance as a way to expand access to finance for smallholders, allowing for greater mechanization of agriculture in sub-Saharan Africa. This blog summarizes some of the key opportunities and barriers to uptake and usage of lease finance - concluding with the recommendation of a potential fund that would help share the initial costs of agricultural equipment.

To read the blog, please follow this link

To access the full research, please follow this link

Posted By in Finance Worldwide
Posted 26 June 2017 at 07:12

Webinar recording: Agricultural Leasing; expanding access to finance for smallholders

Duration: 1 hour 17 minutes

Description: Making Finance Work for Africa (MFW4A), Financial Sector Deepening Africa (FSD – Africa), and Nathan Associates are pleased to present a webinar based on, Agricultural Leasing in sub-Saharan Africa.

Although leasing is a growing form of asset finance in African markets, its use in agriculture remains a nascent concept. Why is this the case? How could leasing help to bridge the finance gap in the sector and ultimately improve rural livelihoods? More specifically, what role can Development Finance Institutions (DFIs) play in expanding agricultural leasing in order to support much-needed growth in the African agriculture sector ?

The webinar took place on 31 May 2017 and discussed these issues, based on a recent market study undertaken by Nathan Associates in Ethiopia, Ghana, Kenya, Mozambique, Nigeria, Tanzania, Uganda and Zambia. The webinar was recorded and

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Simeon Lumbe great research!

2 weeks 5 days ago

Posted By in AgriProFocus Netherlands
Posted 1 June 2017 at 12:57

World Bank Group – WBG-NL Partnership “Food for All”

Article by Food & Business Knowledge Platform

In May 2015, the Netherlands and the World Bank Group signed a “Food for All” Partnership agreement (Memorandum of Understanding) to increase knowledge, support job creation, and secure the long-term sustainability of agriculture in developing countries. “Food for All’’ brings together the World Bank Group and civil society, academia, government, private sector, and other stakeholders from the Netherlands.

The agreement focuses on strengthening collaboration in key strategic areas such as food, nutrition and health; inclusive and sustainable agricultural growth with a focus on pro-poor value chains and market transformations that better link farmers to markets; and ecologically sustainable food systems for climate-smart, resilient agriculture.

The aim is to match cutting-edge Dutch technical expertise and private sector innovation with programs and investments by the World Bank and

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Posted By in AgriProFocus Kenya
Posted 31 May 2017 at 03:48

“SMS solutions can be like information falling from the sky”- AgriFin Accelerate Reverse Hackathon 

AgriFIn Accelerate seeks to address the inclusion gap for smallholder farmers (SHF) who lack access to affordable, accessible, demand-driven financial products and services that drive higher productivity and income for farm families.

To further this discussion, AgriFin Accelerate organised the reverse hackathon workshop on 26th May 2017 to share and ideate on high-level insights from reverse hackathon held earlier in the week with 12 leading digital information service (DIS) providers from across the region around future development of DIS for farmers.

The reverse hackathon, took the approach that working with existing solutions - it is possible to meet farmers needs who are the end users of the DIS. The hackathon used a human centred design, a process that started with the needs of the farmers, in order to come up with solutions that suit their needs.

Key question to DIS

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Posted By in AgriProFocus Uganda
Posted 30 May 2017 at 06:58

Uganda Gets Shs652 Billion for Rural Agriculture Financing

The International Fund for Agriculture Development (IFAD) on Tuesday announced that Uganda had been allocated $168 million (about Shs651.6 billion) for rural transformation through agriculture. The allocation is aimed at enabling rural farmers to access long term loans for agricultural practice.

The fund, which has a duration of seven years, is being administered under the IFAD arrangement called the Project for Financial Inclusion in Rural Areas. In Uganda the project is being implemented by the ministry of Finance and it entered into force in November 2014.

In an interview with Daily Monitor at Speke Resort Munyonyo on Tuesday at the official opening the fourth Regional Conference on Implementation of Rural Agriculture Transformation, with the theme financial inclusion, IFAD regional director of Eastern and Southern Africa Division, Mr Sana F.K. Jatta, said IFAD has 45 ongoing projects in 22 countries in the region with the total portf

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Posted By in AgriProFocus Uganda
Posted 29 May 2017 at 06:49

Northern Region Agribusiness Finance Fair - In Pictures. 

On the 26th and 27th of April 2017 AgriProFocus Uganda Innovation Communities on Access to Finance and Youth In Agribusiness (SNV, GIZ AGRUFIN) in collaboration with, the Northern Uganda partners; Technoserve, AVSI, Save the Children, Smart up, Action Aid, BOSCO – Uganda, WPDI-Gulu, NUYDC-LABRA, PELUM, YALI organized a two day Agribusiness Fair. It was intended to facilitate platforms for building business & market, brokering deals between youth Agri-preneurs and financial services providers and other value chain actors for improved agricultural production and productivity. 

You can view the entire event in Pictures.   

Click here for more information about the event.


may
31

WEBINAR - AGRICULTURAL LEASING: EXPANDING ACCESS TO FINANCE

Event posted by in AgriProFocus Kenya
  31 May 2017, 16:00-17:30
  Web based

SAVE the date! Webinar -Making Finance Work for Africa 

Agricultural Leasing: expanding access to finance for smallholders

DATE: 31 MAY 2017

TIME: 16:00 HRS

Making Finance Work for Africa (MFW4A), Financial Sector Deepening Africa (FSD – Africa) and Nathan Associates are pleased to present a webinar based on, Agricultural Leasing in sub-Saharan Africa.

Although leasing is a growing form of asset finance in African markets, its use in agriculture remains a nascent concept. Why is this the case? How could leasing help to bridge the finance gap in the sector and ultimately improve rural livelihoods? More specifically, what role can Development Finance Institutions (DFIs) play in expanding agricultural leasing in order to support much-needed growth in the African agriculture sector? 

If  you are looking to have a better understanding of leasing and its relevance to growth in the African agriculture sector,  register here

The webinar will discuss agricultural leasing in Sub-Saharan Africa based on a recent study undertaken by Nat

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Posted By in AgriProFocus Tanzania
Posted 15 May 2017 at 08:11

TADB AND TAHA TRANSFORMING HORTICULTURE SECTOR IN TANZANIA

In efforts to promote and support transformation of agriculture from subsistence to commercial undertaking, the Tanzania Agricultural Development Bank (TADB) and the Tanzania Horticultural Association (TAHA) are in the process to develop partnership to safeguard horticultural industry.

The Bank wants to address limited financing challenges that face horticultural industry in the country mainly by addressing issues such as commodity trading, high interest rates, short-term loan maturities and rigid repayment terms without flexibility to accommodate the seasonal and/or cyclical nature of agriculture.

As an apex private sector association, TAHA has been actively engaging with government institutions and agencies, Development Partners, Private Sector companies and platforms, regional and international bodies in its strategy to promote inclusive industry growth and sustainability and advocacy for the growth and competitiveness of the hort

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Posted By in AgriProFocus Myanmar
Posted 12 May 2017 at 08:15

Would you lend your money to a farmer in Myanmar?

"10 million farmers in Myanmar's rice region Ayarwaddy often lack capital to buy input products such as seeds, pesticides, and machinery. Input's necessary to continue and improve food production in Myanmar. On top of that the region is struggling with a heavy rate of urbanisation: The youth is leaving the country side for a better perspective in Yangon. In order to compensate for this labor loss, farmers need to invest in machinery."

The issue
At the moment it is very difficult for the financial industry to provide loans and insurances to farmers.
The reasons
  1. It is unknown what specifc financial products farmers actually need
  2. There is no data to develop credit risk assessment models to evaluate the risks of lending to farmers or groups of farmers. Therefore it's difficult to assess the exact product structure and pricing
  3. Financial institutes deal with high transaction costs to provide loans and insurances to remote farmers
So what can mobile te

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Posted By in AgriProFocus Netherlands
Posted 11 May 2017 at 10:28

Digitizing Value Chain Finance for Smallholder Farmers

24 April 2017, Max Mattern


CGAP notes in a recently released publication, “Digitizing Value Chain Finance for Smallholders,” innovations in digital financial services offer an unprecedented opportunity to extend the reach of value chain finance. By increasing the information available on smallholders’ financial and agricultural lives and reducing transaction costs, these services have the potential to provide excluded smallholder segments with a range of products and services designed to increase productivity, manage risk, and access new markets. For example, aggregation and analysis of digital data related to sales, payments, and seasonality of cash flows among value chain actors promise to overcome barriers to providing credit not only to smallholders, but also to the traders, processors, and retailers that serve them. At the same time, branchless banking and the rise of mobile devices are making payments to and from small

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Posted By in AgriProFocus Netherlands
Posted 11 May 2017 at 10:18

Mystery Shopping for Digital Financial Services

Michelle Kaffenberger, Danielle Sobol, 19 April 2017

Mystery shopping is a tool used externally by market research companies, watchdog organizations, or internally by companies themselves to measure quality of service, or compliance with regulation, or to gather specific information about products and services. The mystery consumer's specific identity and purpose are generally not known by the establishment being evaluated.
Mystery shoppers perform specific tasks such as purchasing a product, asking questions, registering complaints or behaving in a certain way, and then provide detailed reports or feedback about their experiences.

In a mystery shopping study in Zambia, most shoppers were able to register for a digital financial services account without showing the necessary identification. These shoppers were able to bypass over-the-counter transaction limits. And most agents who quoted transaction fees to shoppers told shoppers the wrong amoun

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Posted By in AgriProFocus Uganda
Posted 9 May 2017 at 01:57

Northern Region Agribusiness Finance Fair - Summary report.  

Harriet Okunia, the Relationship Manager,Housing Finance Bank, Gulu Branch, confirmed that they have opened between 50-100 accounts for the youth in agribusiness during and after the agri finance fair. "Thank you AgriProFocus and partners for organizing this event “  


On the 26th and 27th of April 2017 AgriProFocus Uganda Innovation Communities on Access to Finance and Youth In Agribusiness (SNV, GIZ AGRUFIN) in collaboration with, the Northern Uganda partners; Technoserve, AVSI, Save the Children, Smart up, Action Aid, BOSCO – Uganda, WPDI-Gulu, NUYDC-LABRA, PELUM, YALI organized a two day Agribusiness Fair. It was intended to facilitate platforms for building business & market, brokering deals between youth Agri-preneurs and financial services providers and other value chain actors for improved agricultural production and productivity.  


The event attracted a total of 739 participants and 69 exhibitors of whom 34% were female

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Posted By in AgriProFocus Uganda
Posted 27 April 2017 at 09:25

The Northern Uganda Agribusiness Finance Fair 2017

Mr. Jimmy Olanya was the key note speaker at the Northern Uganda youth finance fair that saw over 500 youth actively involved in agribusiness in attendance,  he advised the youth to start with what they start with what you have to reach where they want to and not look to other sources as their primary source of income like the government, and NGOs.

apr
27

Débat en ligne

Event posted by in AgriProFocus Mali
  27 April 2017, All Day Event
  Plateforme

En vue de promouvoir les approches Chaines de Valeurs, votre réseau organise un débat en ligne  ce jeudi 27 Avril 2017 de 14h30 à 15h 30 mn. Le thème " La promotion du financement de l’approche chaines de valeurs agricoles pour un meilleur positionnement des acteurs des différents maillons" 

Le Débat sera modéré par Mr Modibo Coulibaly, Point Focal FOSCAR-Mali (Forum des Services et Conseil Agricole et Rural du Mali) qui est une plateforme Nationale des Acteurs maliens du Conseil Agricole et Rural . 



Posted By in AgriProFocus Netherlands
Posted 23 April 2017 at 05:05

Affordability & Financing Models for the Smallholder Market

A playbook for enabling smallholder farmer customer uptake of products and services

June 2015, USAID and Fintrac


'Given the financing gap, and the fact that most farmer income is used to meet basic needs, businesses serving smallholder farmers must rely on innovative methods to enable customers to purchase products and services. Without doing so, companies risk having a limited market for their products and services.

There are a number of promising affordability and financing strategies available for companies to offer customers outside of traditional commercial lending. In many cases, companies can couple these strategies with product and service delivery to offer a comprehensive solution that increases customer adoption.

This playbook will assist partners in understanding the variety and viability of the strategies available to help customers afford a product or service and will help them&nbsp

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